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You can t claim spousal benefits until your spouse starts collecting social security though you re entitled to up to half of your spouse s benefit at full retirement age you can t beat him or her.
Do i qualify for social security spousal benefits. At least 62 years of age. If you have not worked or do not have enough social security credits to qualify for your own social security benefits you may be able to receive spouse s benefits. Spousal benefits from social security when a worker files for benefits from social security the worker s spouse may be able to claim a benefit based on the worker s contributions. You have been married for at least a year.
Spousal benefits are based on the income earned during a qualifying worker s life as well as the retirement age of both the worker and their spouse. You are at least 62 unless you are caring for a child who is under 16 or disabled in which case the age rule does not apply. You can collect benefits on a spouse s work record regardless of whether you also worked. You qualify for spousal benefits if.
Social security spousal benefits eligibility you should be married for at least one year before applying for benefits. Your full spouse s benefit could be up to one half the amount your spouse is entitled to receive at their full. You also need to be at least 62 years old and your worker spouse must have. Any age and caring for a child entitled to receive benefits on your spouse s record who is younger than age 16 or disabled.
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