Do I Need Money To Open A Checking Account

See what you need in order to open a bank account get a joint account and start an application online.

Do i need money to open a checking account. Savings accounts and certificate of deposit accounts are fdic insured up to the maximum amount allowed by law. You can check your balance deposit a check transfer funds or authorize a bill payment from almost anywhere using your smart device of choice. Just be sure to review any confirmation materials you receive and follow the instructions for setting up your debit card. In both cases you ll also need to make a minimum deposit into your new checking account at the time you open it.

Bank branch to open a checking account. You can visit any u s. If you open a checking account online you can fund this new account with a credit card or debit card if you choose to fund this account with a credit card your financial institution may charge you a cash advance fee. Open a savings account or open a certificate of deposit see interest rates and start saving your money.

You can also call a u s. Some banks will require one piece of identification and other banks two. Not all accounts products and services as well as pricing described here are available in all jurisdictions or to all customers. Bank representative at 800 398 0371 to ensure you have everything you need to open a checking account or other bank account.

When you get ready to open a checking account banks will require you to have picture identification. If there are changes to your linked checking account it is closed changed to a new account type or no longer linked to your premiere money market account you may no longer qualify for a relationship rate or the rates may otherwise change to those in effect at the time of the change. Acceptable forms of identification include a driver s license military identification passport or a state identification. We will only link accounts at your direction.

Once you open your checking account you can fully explore its features. Find answers to your frequently asked questions about applying for a bank account with bank of america. Terms conditions and fees for accounts products programs and services are subject to change. You ll still need identification and personal details such as your social security number and a valid government issued id.

Your eligibility for a particular product and service is subject to a final determination by citibank. When you open an online checking account there is no open and closed sign and you never have to wait in line to speak with a teller.